Umbrella Insurance

An umbrella insurance policy in MA gives you additional liability protection above and beyond your home, auto or watercraft policy. This type of policy does not offer additional property coverage, but is intended to protect you in the event you are presented with a lawsuit.

Anyone can benefit from the added protection of an umbrella policy, particularly higher net worth individuals who have significant assets to protect. Umbrella policies are generally very affordable, with $1M of additional coverage averaging a yearly premium cost of $150.

You may not think you need a Massachusetts umbrella policy, but consider this: What happens to you and your family’s assets should you be sued for something that occurred at your home, and the costs of the lawsuit greatly exceed the liability coverage defined by your homeowner’s policy? Who will pick up the tab if you are responsible for a multi-car accident and your liability costs exceed the limits on your car insurance by thousands of dollars? Umbrella insurance can offer you peace of mind.

Contact Webber and Grinnell today for more information about your Massachusetts umbrella policy options and to obtain a free quote.